Short-term capital
Bridge Loans
Rapid acquisition or refinance funding with flexible exit timing and strong leverage.
Investor-first capital solutions
Fast, reliable funding for every real estate move.
Rich Capital Funding delivers bridge loans, fix & flip financing, ground-up construction, and DSCR solutions that close with speed and clarity—so you can secure deals, renovate confidently, and scale your portfolio.
Bridge Loans
Fix & Flip
Ground-Up Construction
DSCR Loans
7-10 Days
Typical closing timeline
80% LTV
Flexible leverage for investors
Direct Lender
Clear terms, no surprises
Loan types
Premium capital options for every investment strategy
Loan types built for speed, clarity, and disciplined execution. Select the structure that matches your timeline and asset strategy.
Investor-first underwriting
Direct capital, experienced asset review, and flexible terms to help you move with confidence.
Submit Deal DetailsValue-add rehab
Fix & Flip Loans
Purchase and renovation capital with clear draw structures that keep projects on pace.
New development
Ground Up Construction Loans
Purpose-built funding with milestone-driven disbursements and flexible build timelines.
Rental scale
DSCR Loans
Qualify based on property performance to expand stabilized rental portfolios.
Contact us
Let’s discuss your next financing move
Share a few details about your deal or financing needs and our team will respond quickly with the right capital options for your investment timeline.
What to expect
A direct response from a lending specialist, tailored scenarios, and a clear next step to move toward term sheet and closing.
Next steps
A clear path from deal to closing
Real estate moves fast. We keep the process straightforward so you can lock in capital, move on the property, and stay in control of your timeline. From first conversation to final terms, you’ll know exactly what happens next.
01
Discuss your deal
Share property details, timeline, and exit strategy. We focus on your investment goals and the speed you need.
02
Review financing options
We align the right bridge, fix-and-flip, construction, or DSCR solution to your deal structure and risk profile.
03
Move toward closing
With terms confirmed, we keep documentation efficient and push to close so you can execute without delays.
Momentum matters
Ready to move? Our team responds quickly and stays engaged until your capital is in place.
FAQ
Clear answers for fast funding decisions
Investors move quickly. We’ve answered the questions we hear most about bridge loans, fix and flip financing, ground-up construction, and DSCR loans—so you can take your next step with confidence.
How fast can I close on a bridge loan or acquisition?
Most bridge loans close in as little as 5–10 business days after documentation is complete. We prioritize speed for time-sensitive acquisitions.
What property types do you finance?
We finance 1–4 unit residential, small multifamily, mixed-use, and select commercial assets—based on the deal and exit strategy.
What are the main eligibility factors for fix and flip financing?
We focus on deal quality, project budget, timeline, credit, and investor experience. First-time investors may qualify with strong comps and contractor support.
Can I use a bridge loan for renovations or repositioning?
Yes. Bridge loans can cover acquisitions plus renovation budgets, and are ideal for stabilization, value-add, or time-bound repositioning plans.
What is a DSCR loan and who qualifies?
A DSCR loan is an investment property loan that relies primarily on the property’s income rather than the borrower’s personal income. Qualification is based on the property’s ability to cover debt payments, along with lender review of credit, reserves, property type, and applicable investment experience.
What documentation do I need to start?
Typically: purchase contract, scope/budget, entity documents, and rent roll or pro forma. We’ll provide a tailored checklist quickly.